Adyen Financial Technology

Embedded Across the MYPOS Connect Platform

We have partnered with Adyen N.V. since 2018.  From the beginning, it was clear that Adyen had built a fundamentally different type of financial technology platform - one designed around modern infrastructure, global scalability, and regulated financial services.

Today, Adyen financial technology is embedded throughout the MYPOS Connect Platform, including Terminal One, POSiO, MYPOS Connect, our Customer Engagement Apps, and Secure Link Services.

This enables our clients to access enterprise-grade payment infrastructure, embedded financial products, secure tokenised payments, and modern commerce capabilities through a connected operational platform designed for growth, automation, and the future of AI-driven commerce.

Adyen N.V. are a regulated financial technology platform licensed as a bank in the European Union and operating under banking authorisations in the United Kingdom and the United States.

Through this partnership, we leverage Adyen’s secure, regulated infrastructure to deliver reliable payment and financial services for our clients.

Enterprise-Grade Technology for Smaller Businesses

Traditionally, enterprise-grade payment and financial technology was only accessible to large retailers and global brands.  By embedding Adyen Financial Technology within the MYPOS Connect Platform, smaller and mid-sized businesses can access the same secure, scalable, and enterprise-grade infrastructure through a connected operational platform designed for modern commerce.

Unified Commerce Platform

Adyen Financial Technology supports connected commerce across online, in-store, mobile, and remote payment channels within the MYPOS Connect Platform. This unified approach helps businesses manage transactions, reporting, and customer experiences through a single operational environment.

Embedded Payment Links

Adyen Financial Technology enables secure embedded payment links within the MYPOS Connect Platform, supporting remote payments through Terminal One and Secure Link Services.  Businesses can securely accept payments for remote ordering, deposits, invoices, delivery payments, and customer engagement workflows while benefiting from enterprise-grade security, tokenisation, and fraud prevention.

Unlike standalone payment links, embedded payment workflows integrate directly with operational systems to support streamlined reconciliation, transaction visibility, and connected commerce experiences across in-store, mobile, and remote payment environments.

  • Adyen Customer Area

Global Payment Acceptance

Adyen Financial Technology supports global commerce through international payment methods, local acquiring, multi-currency processing, Open Banking, and emerging payment networks such as Wero. This helps businesses improve payment acceptance, reduce cross-border friction, and support local customer payment preferences through the MYPOS Connect Platform.

Operational Financial Infrastructure

Adyen Financial Technology helps connect payments, financial services, settlements, reporting, and operational workflows within the MYPOS Connect Platform. By reducing reliance on fragmented standalone systems, businesses can improve operational efficiency, financial visibility, workflow automation, and connected commerce operations through a unified platform designed for modern digital business.

Embedded Financial Services

Adyen’s embedded accounts and card capabilities allow businesses to provide integrated financial services through a connected financial operating environment within the MYPOS Connect Platform. Businesses can access accounts, stored balances, expense management tools, and virtual or physical payment cards to support operational payments, supplier management, and controlled spending workflows.

By embedding financial services directly into operational workflows, businesses can improve cash flow visibility, simplify payment management, and reduce reliance on fragmented third-party banking relationships through a more unified financial platform.

Embedded Capital

Adyen’s embedded lending capabilities allow eligible businesses to access funding directly within operational workflows across the MYPOS Connect Platform.  Using real-time transaction and trading data, tailored financing offers can be provided with repayments aligned to card sales and cash flow.

Embedded capital can support business growth, inventory purchasing, equipment upgrades, refurbishment projects, and working capital requirements while reducing reliance on fragmented third-party funding providers.

Same Day Settlement and Payouts

While standard settlement typically operates on a T+2 basis, Adyen Financial Technology can support accelerated settlement and same day payouts for eligible merchants, subject to approval and operational conditions. Faster access to funds can improve cash flow visibility, working capital management, and operational flexibility across day-to-day business activities.

Real-Time Visibility

Adyen Financial Technology provides real-time visibility across payments, settlements, refunds, balances, and transaction activity within the MYPOS Connect Platform.  This helps businesses improve cash flow visibility, reconciliation, operational forecasting, and financial oversight without relying on delayed reporting or fragmented systems.

Tokenisation

Adyen’s tokenisation technology securely replaces sensitive payment data with encrypted tokens, reducing exposure to cardholder data and improving payment security.  Tokenisation also supports recurring payments, one-click checkout, subscription billing, and secure customer payment experiences across the MYPOS Connect Platform.

Interchange++ Pricing

Adyen supports true Interchange++ pricing, providing transparent visibility into the underlying card scheme and interchange costs associated with each transaction. This structure can significantly reduce payment processing costs for businesses compared with bundled or blended pricing models, while giving greater insight into transaction-level economics.

Adyen Interchange++ Fees v Blended Fees

Most Businesses Are Using One of Two Pricing Methods

Understanding the difference between these models helps explain where savings can come from.

Referenced Refunds (Anti-Fraud Protection)

Referenced refunds help prevent refund fraud by ensuring refunds can only be returned to the original payment method used for the transaction.  This adds an additional layer of security while reducing operational risk, helping protect businesses and customers from fraudulent refund activity, including unauthorised or incorrectly directed refund processing.

PCI Compliance

Adyen maintain the highest standards of payment security and PCI compliance, helping businesses reduce the complexity associated with handling sensitive cardholder data.  As part of the onboarding process, we also assist with managing the PCI Compliance Self-Assessment Questionnaire (SAQ) on your behalf, helping simplify compliance requirements and reduce administrative effort through the MYPOS Connect Platform.

Strong Risk Management and Fraud Prevention

Adyen includes advanced risk management and machine learning fraud prevention capabilities designed to identify suspicious activity in real time.  This helps businesses reduce chargebacks, improve approval rates, and strengthen payment security.

99.999% Historical Platform Uptime

Modern commerce increasingly depends on uninterrupted payment and financial infrastructure. Adyen’s platform is engineered for enterprise-grade resilience and availability, delivering a historical uptime of 99.999%. This level of reliability helps ensure uninterrupted payment acceptance and financial operations, even during peak trading periods and high transaction volumes.

  • Adyen POS Terminal

Scalable API-Driven Architecture

Adyen’s API-first platform allows businesses to integrate payments and financial services directly into their existing systems and workflows.  This flexibility supports customisation, scalability, and future technology development without relying on fragmented third-party systems.

Agentic Commerce Ready

Adyen’s modern infrastructure is well positioned for the next generation of AI-driven and agentic commerce experiences.  Its API's, tokenisation capabilities, authentication tools, and real-time payment infrastructure provide a strong foundation for autonomous purchasing, intelligent payment orchestration, and AI-enabled commerce workflows.

Built for the Future of Payments and Financial Services

Modern commerce is evolving beyond standalone payment terminals and disconnected financial systems.

By embedding Adyen financial technology throughout the MYPOS Connect Platform, we help businesses access secure payments, embedded financial services, operational workflows, customer engagement tools, and AI-ready commerce infrastructure through a connected platform designed for long-term growth.

Whether starting with payment acceptance, modernising operational workflows, enabling embedded finance, or preparing for the future of agentic commerce, our platform provides the enterprise-grade financial technology foundation businesses need to scale with confidence.

Curious?  Speak to our team for professional advice.   To get started, we need some basic information about you and your business.